In cPanel, we can just upload the image and get URL directly, like we are uploading the image to public_html of domain xyz.com and image name is abc.jpg then URL will be xyz.com/abc.jpg or http://xyz.com/abc.jpg or if we are using SSL then URL will be https://xyz.com/abc.jpg,

But if we want to upload the image in WordPress then we need to upload the image in WordPress library or Media. You can Take help from below given video for know more, how can we upload the image to WordPress and get URL.